What the program is, how to say it, and how the customer applies.
It is a credit card with a true 0% intro rate, not a deferred-interest plan. If a balance is left after 21 months, they pay the card's normal rate on what is left from then on. Nothing is charged back. Wells Fargo approves them and sets the limit, which can be less than the job.
| Card | Wells Fargo Reflect® Visa |
| Intro APR | 0% for 21 months from account opening (purchases) |
| Rate after intro | 17.74%, 24.24% or 28.49% variable |
| Interest charged back? | No (true 0% intro, not deferred interest) |
| Annual fee | $0 |
| Who decides | Wells Fargo approves and sets the credit limit |
Offers, rates and terms are set by the lenders and may change. Garage Flooring Pros is not a lender.
| Option | 🖥 VIRTUAL | 🤝 IN-PERSON | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0–360 | 361–459 | 460–599 | 600–799 | 800–999 | 1000+ | 0–360 | 361–459 | 460–599 | 600–799 | 800–999 | 1000+ | |
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